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  <!-- ofinancial.markets · last full review 2026-02-06.
       Updated whenever routes are added/removed in App.js. The lastmod
       date is read by Google + Bing to schedule recrawls; we keep it
       fresh per page so frequent-update areas (markets, spreads, blog)
       are revisited faster than the static legal pages. -->

  <url><loc>https://ofinancial.markets/</loc><lastmod>2026-02-06</lastmod><changefreq>daily</changefreq><priority>1.0</priority></url>

  <!-- Markets · live tools -->
  <url><loc>https://ofinancial.markets/live-spreads</loc><lastmod>2026-02-06</lastmod><changefreq>daily</changefreq><priority>0.9</priority></url>
  <url><loc>https://ofinancial.markets/symbols</loc><lastmod>2026-02-06</lastmod><changefreq>daily</changefreq><priority>0.9</priority></url>
  <url><loc>https://ofinancial.markets/market-hours</loc><lastmod>2026-02-06</lastmod><changefreq>daily</changefreq><priority>0.8</priority></url>
  <url><loc>https://ofinancial.markets/calculator</loc><lastmod>2026-02-06</lastmod><changefreq>weekly</changefreq><priority>0.9</priority></url>
  <url><loc>https://ofinancial.markets/economic-calendar</loc><lastmod>2026-02-06</lastmod><changefreq>daily</changefreq><priority>0.7</priority></url>
  <url><loc>https://ofinancial.markets/sentiment</loc><lastmod>2026-02-06</lastmod><changefreq>daily</changefreq><priority>0.6</priority></url>

  <!-- Markets · category landing pages -->
  <url><loc>https://ofinancial.markets/markets/forex</loc><lastmod>2026-02-06</lastmod><changefreq>weekly</changefreq><priority>0.9</priority></url>
  <url><loc>https://ofinancial.markets/markets/metals</loc><lastmod>2026-02-06</lastmod><changefreq>weekly</changefreq><priority>0.9</priority></url>
  <url><loc>https://ofinancial.markets/markets/indices</loc><lastmod>2026-02-06</lastmod><changefreq>weekly</changefreq><priority>0.9</priority></url>
  <url><loc>https://ofinancial.markets/markets/crypto</loc><lastmod>2026-02-06</lastmod><changefreq>weekly</changefreq><priority>0.9</priority></url>
  <url><loc>https://ofinancial.markets/markets/energies</loc><lastmod>2026-02-06</lastmod><changefreq>weekly</changefreq><priority>0.9</priority></url>
  <url><loc>https://ofinancial.markets/markets/shares</loc><lastmod>2026-02-06</lastmod><changefreq>weekly</changefreq><priority>0.9</priority></url>

  <!-- Account types -->
  <url><loc>https://ofinancial.markets/account-comparison</loc><lastmod>2026-02-06</lastmod><changefreq>weekly</changefreq><priority>0.9</priority></url>
  <url><loc>https://ofinancial.markets/account-types/classic</loc><lastmod>2026-02-06</lastmod><changefreq>weekly</changefreq><priority>0.9</priority></url>
  <url><loc>https://ofinancial.markets/account-types/premier</loc><lastmod>2026-02-06</lastmod><changefreq>weekly</changefreq><priority>0.9</priority></url>
  <url><loc>https://ofinancial.markets/account-types/elite</loc><lastmod>2026-02-06</lastmod><changefreq>weekly</changefreq><priority>0.9</priority></url>
  <url><loc>https://ofinancial.markets/account-types/social</loc><lastmod>2026-02-06</lastmod><changefreq>weekly</changefreq><priority>0.9</priority></url>
  <url><loc>https://ofinancial.markets/account-types/islamic</loc><lastmod>2026-02-06</lastmod><changefreq>weekly</changefreq><priority>0.8</priority></url>
  <url><loc>https://ofinancial.markets/first-deposit-bonus</loc><lastmod>2026-02-06</lastmod><changefreq>monthly</changefreq><priority>0.8</priority></url>
  <url><loc>https://ofinancial.markets/payout-protector</loc><lastmod>2026-02-06</lastmod><changefreq>monthly</changefreq><priority>0.6</priority></url>

  <!-- Platforms -->
  <url><loc>https://ofinancial.markets/platforms/mt5</loc><lastmod>2026-02-06</lastmod><changefreq>monthly</changefreq><priority>0.9</priority></url>
  <url><loc>https://ofinancial.markets/platforms/web</loc><lastmod>2026-02-06</lastmod><changefreq>monthly</changefreq><priority>0.7</priority></url>
  <url><loc>https://ofinancial.markets/platforms/mobile</loc><lastmod>2026-02-06</lastmod><changefreq>monthly</changefreq><priority>0.7</priority></url>
  <url><loc>https://ofinancial.markets/platforms/vps</loc><lastmod>2026-02-06</lastmod><changefreq>monthly</changefreq><priority>0.7</priority></url>
  <url><loc>https://ofinancial.markets/platforms/copy-trading</loc><lastmod>2026-02-06</lastmod><changefreq>monthly</changefreq><priority>0.7</priority></url>
  <url><loc>https://ofinancial.markets/platforms/algo</loc><lastmod>2026-02-06</lastmod><changefreq>monthly</changefreq><priority>0.7</priority></url>

  <!-- Education / trust / company -->
  <url><loc>https://ofinancial.markets/about</loc><lastmod>2026-02-06</lastmod><changefreq>monthly</changefreq><priority>0.7</priority></url>
  <url><loc>https://ofinancial.markets/why-ofinancial</loc><lastmod>2026-02-06</lastmod><changefreq>monthly</changefreq><priority>0.7</priority></url>
  <url><loc>https://ofinancial.markets/regulation</loc><lastmod>2026-02-06</lastmod><changefreq>monthly</changefreq><priority>0.7</priority></url>
  <url><loc>https://ofinancial.markets/safety-of-funds</loc><lastmod>2026-02-06</lastmod><changefreq>monthly</changefreq><priority>0.7</priority></url>
  <url><loc>https://ofinancial.markets/funding</loc><lastmod>2026-02-06</lastmod><changefreq>monthly</changefreq><priority>0.6</priority></url>
  <url><loc>https://ofinancial.markets/withdrawals</loc><lastmod>2026-02-06</lastmod><changefreq>monthly</changefreq><priority>0.6</priority></url>
  <url><loc>https://ofinancial.markets/leverage</loc><lastmod>2026-02-06</lastmod><changefreq>monthly</changefreq><priority>0.6</priority></url>
  <url><loc>https://ofinancial.markets/swap-rates</loc><lastmod>2026-02-06</lastmod><changefreq>monthly</changefreq><priority>0.6</priority></url>
  <url><loc>https://ofinancial.markets/general-rules</loc><lastmod>2026-02-06</lastmod><changefreq>monthly</changefreq><priority>0.5</priority></url>
  <url><loc>https://ofinancial.markets/glossary</loc><lastmod>2026-02-06</lastmod><changefreq>monthly</changefreq><priority>0.6</priority></url>
  <url><loc>https://ofinancial.markets/reviews</loc><lastmod>2026-02-06</lastmod><changefreq>weekly</changefreq><priority>0.6</priority></url>
  <url><loc>https://ofinancial.markets/faq</loc><lastmod>2026-02-06</lastmod><changefreq>monthly</changefreq><priority>0.7</priority></url>
  <url><loc>https://ofinancial.markets/how-it-works</loc><lastmod>2026-02-06</lastmod><changefreq>monthly</changefreq><priority>0.6</priority></url>

  <!-- Partner · IB / affiliates / ambassador -->
  <url><loc>https://ofinancial.markets/partner</loc><lastmod>2026-02-06</lastmod><changefreq>monthly</changefreq><priority>0.7</priority></url>

  <!-- Support -->
  <url><loc>https://ofinancial.markets/contact</loc><lastmod>2026-02-06</lastmod><changefreq>monthly</changefreq><priority>0.7</priority></url>
  <url><loc>https://ofinancial.markets/support</loc><lastmod>2026-02-06</lastmod><changefreq>monthly</changefreq><priority>0.6</priority></url>

  <!-- Legal -->
  <url><loc>https://ofinancial.markets/legal</loc><lastmod>2026-02-06</lastmod><changefreq>yearly</changefreq><priority>0.4</priority></url>
  <url><loc>https://ofinancial.markets/legal/terms</loc><lastmod>2026-02-06</lastmod><changefreq>yearly</changefreq><priority>0.4</priority></url>
  <url><loc>https://ofinancial.markets/legal/privacy</loc><lastmod>2026-02-06</lastmod><changefreq>yearly</changefreq><priority>0.4</priority></url>
  <url><loc>https://ofinancial.markets/legal/client-agreement</loc><lastmod>2026-02-06</lastmod><changefreq>yearly</changefreq><priority>0.4</priority></url>
  <url><loc>https://ofinancial.markets/legal/cookies</loc><lastmod>2026-02-06</lastmod><changefreq>yearly</changefreq><priority>0.3</priority></url>
  <url><loc>https://ofinancial.markets/legal/risk</loc><lastmod>2026-02-06</lastmod><changefreq>yearly</changefreq><priority>0.3</priority></url>
  <url><loc>https://ofinancial.markets/legal/aml</loc><lastmod>2026-02-06</lastmod><changefreq>yearly</changefreq><priority>0.3</priority></url>
  <url><loc>https://ofinancial.markets/legal/bonus-terms</loc><lastmod>2026-02-06</lastmod><changefreq>yearly</changefreq><priority>0.3</priority></url>
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